We believe financial wellness
is achievable by everyone.
We help organizations build it — and individuals reach it.
We provide one-on-one financial counseling for individuals and families ready to take control of their financial future and achieve financial wellness.
We partner with nonprofits, government agencies, workforce development organizations, and financial institutions to design financial wellness programs that produce real outcomes.
Years of national leadership
25+
18+
Years as a Certified Benefits Specialist
11+
Years as an Accredited Financial Counselor (AFC®)
4,500 +
Member Network Managed
1,000s
Professionals Trained
100s
Individuals & Families Counseled
The Financial Wellness Navigator Individuals Trust
You’re ready to take control — of your spending plan, your debt, your benefits, your future. One-on-one counseling with an AFC® and benefits counselor who gets it.
Developing a financial roadmap & plan
Budgeting & spending plans
Debt & credit guidance
Work incentives & SSI/SSDI
ABLE accounts & savings
The Consulting Partner Organizations Trust
You’re serving people who deserve better financial outcomes. We help you build the programs, train the staff, and develop the tools to make that happen.
Consulting & program design
Staff training & workshops
Curriculum development
Benefits planning expertise
Financial Counseling/Coaching expertise
What Sets Us Apart
As a boutique firm, clients work directly with the expert. No layers. No handoffs. Michael Roush brings more than 25 years of national leadership — and as an AFC®, CPWIC, and IRS VITA certified, the depth that translates into real results.
This work has been recognized at the highest levels. A disability-focused financial wellness initiative led by Michael was highlighted in a U.S. Presidential budget briefing to Congress for its positive impact on economic self-sufficiency outcomes.
Introducing N.A.V.I.G.A.T.E. Toward Financial Wellness
An 8-module training curriculum for nonprofits and community organizations — grounded in trauma-informed facilitation, dignity-focused language, and disability-informed content. Equips staff to open meaningful, shame-free conversations about money that boost employment, independence, and community living.
THE FRAMEWORK
N — Notice & Strengthen Your Money Mindset
A — Aim with Intention Toward Your Goals & Vision
V — Verify & Maximize Your Benefits and Supports
G — Gain Clarity & Confidence With Taxes & Income Reporting
I — Increase Income Through Creativity & Purposeful Work
A — Advance Your Financial Knowledge For Confident Decisions
T — Transform Your Future By Building Assets & Long-term Stability
E — Ensure Protection For Your Identity, Finances, & What Matters Most
Testimonials
“After this class, I am overwhelmed with what I have been missing!”
“So much fun, you forget you are in training.”
“Epic and life changing!”
“After this class, I am overwhelmed with what I have been missing!”
Ready to move forward?
Whether you need a counselor, speaker, a curriculum, or a consultant — let’s build a strategy that produces real outcomes towards financial wellness.
© 2026 Financial Wellness Navigators. Powered by Wix