The Financial Wellness Navigator Individuals Trust
Our financial lives are different than most and I know — as a person with a disability we have the extra cost of living with a disability, navigating the benefit rules, the fear of losing what we have worked hard to protect, and a system that was not always designed with our community in mind. I am not just a financial counselor. I am your navigator.
Financial Wellness for People with Disabilities Is Different
Most financial counselors were not trained for our community. They may not be aware of or understand ABLE accounts, SSI/SSDI work incentives, Medicaid eligibility rules, or what it actually costs to live well with a disability. We do.
At Financial Wellness Navigators, our N.A.V.I.G.A.T.E. Toward Financial Wellness approach is built specifically for individuals and family members of people with disabilities — guiding you to create a financial future that is built by you, on your terms, without risking what you depend on.
Financial wellness looks different for each of us. But when we follow the right framework, it is absolutely achievable.
What We Help You Navigate
- Establishing financial goals that are created by you
- Building a spending plan that accounts for disability-specific expenses
- Understanding and protecting your SSI and SSDI
- ABLE account enrollment, strategy, and contribution planning
- Debt management and credit building
- Savings and emergency planning
- Navigating the disability service system
- Return to work planning and work incentive strategies
- Life event planning — new diagnosis, job loss, caregiving transitions
- Multi-generational and special needs planning
- Estate planning preparation and attorney referral coordination
Our Programs
Starter Financial Wellness & Benefits Plan
$750
The right starting point for clients who are new to financial planning, facing a transition — a new diagnosis, a return to work, or opening an ABLE account — and ready to begin building their financial future.
Best for: Clients taking their first intentional step toward financial wellness.
N.A.V.I.G.A.T.E. Toward Financial Wellness Comprehensive Plan $1,700
⭐ Most Popular
Our signature program and the most complete financial roadmap available for individuals and families in the disability community. Built around our 8-step N.A.V.I.G.A.T.E. model — covering mindset, benefits, income, taxes, savings, assets, and protection.
Best for: Individuals and families ready to build a complete, customized financial plan that accounts for disability-specific needs, benefits rules, and long-term goals.
Upfront fee is due upon first meeting and remaining fee is paid over a 6-month period.
Additional standalone services are available for clients who need help with one specific issue. Contact us for details.
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